Community-Based Microfinance for Financial Inclusion
Gray, B., Sebstad, J., Cohen, M., & Stack, K. (2009).
Can financial education change behavior? Lessons from Bolivia and Sri Lanka. Washington, DC: Microfinance Opportunites. (1.52 Mb pdf)
International Labour Organization. (2011).
Financial education for youth: Trainee's guide. Kathmandu, Nepal: ILO.
Population Council. (2016).
Building girls' protective assets: A collection of tools for program design. New York, NY: Population Council. (1.17 Mb pdf)
Singh, J. & Schneiders, M. (n.d.).
A global desk review of financial education's contribution to girls' economic empowerment. [n.l.]: Aflatoun International.
Stack, K. (2006).
Implementation guidance: Adult learning principles and curriculum design for financial education. Washington, DC: Microfinance Opportunities. (179K pdf)
Wang, Y. (Ed.). (2014).
APEC guidebook on financial and economic literacy in basic education. Singapore: Asia-Pacific Economic Cooperation Secretariat. (3.94 Mb pdf)
Microfinance Organizations and Databases
Centre for Microfinance (Nepal), national centre supporting information exchange, consulting in microfinance and policy dialogue.
CGAP: Consultative Group to Assist the Poorest, a comprehensive database of papers, case studies and manuals.
ENTERWEB - Microfinance Websites
Foundation for Development Cooperation, regional centre supporting research, information exchange and consulting for the Asia-Pacific.
International Food Policy Research Institute (IFPRI) includes materials on microfinance and food security.
The Microcredit Summit, news and documents related to the annual Microcredit Summit.
Microfinance: a way to help the poor build assets, papers by Mark Schreiner, on a range of topics.
Microfinance Gateway, this resource centre contains a collection of information and resources on experiences in regulating and supervising.
MicroSave alleviates poverty through providing support to businesses that provide financial inclusion and other socio-economic development services and products.
MIX Market, global information exchange for the microfinance industry.
Poverty Assessment Tools, project by USAID's Microenterprise Development division in collaboration with the IRIS Center (Microenterprise Advancement Project) of the University of Maryland. Website includes tools, studies and practititioner reviews.
Enterprise Development and Microfinance, (formerly Small Enterprise Development) is published quarterly by Practical Action Publishing. The website lists the tables of contents and abstracts of articles published. (StFX only)
Virtual Library on Microcredit, this site has a variety of documents, summaries and research papers.
World Bank Open Knowledge Repository (OKR) is the World Bank's official open access repository for its research outputs and knowledge products.
Microfinance Reading and Tools:
Alliance for Financial Inclusion. (2011).
The Maya declaration on financial inclusion. [Video]. (3:30 min.)
Anderson, J. & Ahmed, W. (2015).
Early insights from financial diaries of smallholder households. (No. 102). Washington, DC: CGAP. (796K pdf)
Ardic, O. P., Heimann, M. & Mylenko, N. (2011).
Access to financial services and the financial inclusion agenda around the world: A cross-country analysis with a new data set. (Policy research working paper 5537). Washington, DC: World Bank. (866K pdf)
Bankable Frontier Associates. (2013).
Rwanda Financial Diaries: Understanding the financial lives and product needs of Rwanda's underserved consumers. Somerville, MA: BFA. (2.08 Mb pdf)
van Bastelaer, T. (1999).
Imperfect information, social capital, and the poor's access to credit. (IRIS Center Working Paper No. 234). College Park, MD: Center on Institutional Reform and the Informal Sector (IRIS), University of Maryland. (81K pdf)
Basu, P. & Srivastava, P. (2005).
Scaling-up microfinance for India's rural poor. (World Bank policy research working paper 3646). (486K pdf)
Brand, M. (1998).
New product development for microfinance: Design, testing and launch (Technical Note Number 2). Bethesda, MD: Microenterprise Best Practices. (410K pdf)
Brown, W. & Churchill, C. (2000).
Insurance provision in low-income communities: Part II: Initial lessons from micro-insurance experiments for the poor. Bethesda, MD: Microenterprise Best Practices.
Burjorjee, D., Deshpande, R. & Weidemann, C.J. (2002).
Supporting women's livelihoods: Microfinance that works for the majority. New York: UNCDF. A guide that examines topics including gender considerations, women's roles in microfinance and benefits of microfinance lending. (2.43 Mb pdf)
Case studies and publications available from the Global Partnership for Financial Inclusion (GPFI).
Microfinance consensus guidelines: Definitions of selected financial terms, ratios, and adjustments for microfinance. Washington, DC: CGAP. (341K pdf)
Chambers, R. & Conway, G. R. (1991).
Sustainable rural livelihoods: Practical concepts for the 21st century. (IDS discussion paper 296). Brighton: IDS. (186K pdf)
Claessens, S. (2006).
Access to financial services: A review of the issues and public policy objectives. The World Bank Research Observer, 21(2), 207-240. (StFX only)
Cuevas, C. E. & Fisher, K. P. (2006).
Cooperative financial institutions: Issues in governance, regulation, and supervision. (World Bank working paper no. 82). Washington, DC: World Bank.
Demirguc-Kunt, A., Klapper, L., Singer, D., & Van Oudheusden, P. (2014).
The Global Findex database 2014: Measuring financial inclusion around the world. (World Bank policy research working paper 7255). Washington, DC: World Bank. (7.12 Mb pdf)
EDA Rural Systems & APMAS. (2006).
Self help groups in India: A study of the lights and shades. Gurgaon, India: EDA Rural Systems. (1.09 Mb pdf)
Elser, L., Hannig, A., & Wisniwski, S. (1999).
Comparative analysis of savings mobilization strategies. Eschborn: CGAP. (74K pdf)
Evans, A.C. & Branch, B. (2002).
A technical guide to PEARLS: A performance monitoring system. Madison, WI: WOCCU. (1.79 Mb pdf)
FSD Kenya. (2015).
An overview of the Kenya Financial diaries research program. Reports, case studies, blogs and datasets have been produced from the study.
Goel, V. & Kaur, I. (2008).
Strategic role of trade credit in chain coordination for the traditional farm business enterprises in Punjab, India. Journal of International Food & Agribusiness Marketing, 20(2), 33-60. (StFX only)
Grant, W. J. & Allen, H. C. (2002).
CARE's Mata Masu Dubara (Women on the Move) program in Niger: Successful financial intermediation in the rural Sahel. Journal of Microfinance, 4(2).
Hammond, A. L., Kramer, W. J., Katz, R. S., Tran, J. T. & Walker, C. (2008).
The next 4 billion: Characterizing BoP markets. Washington, DC: World Bank.
Helms, B. (2006).
Access for all: Building inclusive financial systems. Washington, DC: World Bank.
Honohan, P. (2008).
Finance in Africa: A diagnosis. Prepared for IMF seminar "African Finance for the 21st Century", Tunis, Tunisia, March 4-5. (103K pdf)
Klapper, L. & Nielsen, K. B. (2015, May 6).
10 insights on financial inclusion from the 2014 Global Findex. (Blog post).
Ledgerwood, J., Earne, J. & Nelson, C. (Eds.). (2013).
The new microfinance handbook: A financial market system perspective. Washington, DC: World Bank.
Lee, N. (2000).
A gold thread: Building assets and courage with SEWA bank members. (Draft). (54K pdf)
Lee, N., Misra, R., Hamadziripi, A., Jain, A., Rutherford, S., & Cameron, D. (2006).
Rural remote microfinance and selfish genes. Paper prepared for the Global Microcredit Summit.
Massu, M., Michaud, L.-P., & Jain, A. (2017).
Comparative evaluation on community-managed savings-led approaches in the Mekong. [n.l.]: CARE Australia. (3.34 Mb pdf)
Meka, S. & Grider, J. (2016).
De Fiado en Fiado: Credit to bridge expenses in Mexico Financial Diaries households. (3.83 Mb pdf)
Miller, C. & Jones, L. (2010).
Agricultural value chain finance: Tools and lessons. Warwickshire, UK: Practical Action. (3.50 Mb pdf)
Misra, R.S. (2009, Draft).
ITC Choupal Fresh: A case in pro poor value chains. In M. Harper (Ed.), Inclusive value chains in India: Linking the smallest producers to modern markets. (371K pdf)
Misra, R.S. (2008).
Reaching the hard to reach: Global study on member-owned financial institutions (MOIs) in remote rural areas. (Presentation) .
Morduch, J. (2012, May 2).
Formality and informality: Lessons from the new Findex survey. (Blog post).
Nagarajan, G. & Meyer, R. L. (2005).
Rural finance: Recent advances and emerging lessons, debates, and opportunities. Columbus, OH: Ohio State University. (383K pdf)
National Credit Union Administration (NCUA) history. [Video]. (8:13 min.)
Osner, K. (2004).
Using exposure methodology for dialogue on key issues. In M. Chen, et al., (Eds.), Reality and analysis: Personal reflections on the working lives of six women (pp. 84-94). (399K pdf)
Parikh, T., Ghosh, K. & Chavan, A. (2003).
Design studies for a financial management system for microfinance groups in India. Paper presented at the 2003 Conference on Universal Usability, New York. (393K pdf)
Parikh, T., Sasikumar, K., & Olaganathan, S. (2006).
Promoting quality bookkeeping in self-help groups: The Mahakalasm management information system. T. Sheldon & J. Hansel, eds. Washington, DC: SEEP Network.
Rippey, P. (2010).
More! Better! Cheaper! Savings groups as commodities. In K. Wilson, M. Harper & M. Griffith (Eds.), Financial promise for the poor: How groups build microsavings, (pp. 199-206). Sterling, VA: Kumarian Press. (36K pdf)
Roodman, D. (2012, February 12).
The lessons of microfinance history [Blog post].
Roth, J., McCord, M. J. & Liber, D. (2007).
The landscape of microinsurance in the world's 100 poorest countries. Appleton, WI: MicroInsurance Centre.
Rutherford, S. (1999).
The poor and their money: An essay about financial services for poor people. (279K pdf)
Rutherford, S., et al. (1999).
Savings and the poor: The methods, use and impact of savings by the poor in East Africa. Nairobi: MicroSave. (767K pdf)
Seibel, H. D. (2003).
History matters in microfinance. (Working paper no. 5). Cologne, Germany: University of Cologne. (135K pdf)
Seibel, H. D. (2005).
Does history matter? The old and the new world of microfinance in Europe and Asia. (Working paper/ University of Cologne, Development Research Center, no. 2005, 10). (265K pdf)
Simanowitz, A., Nkuna, B., & Kasim, S. (2000).
Overcoming the obstacles of identifying the poorest families. Washington, DC: Microcredit Summit Campaign. (373K pdf)
Tankha, A. (2002).
Self-help groups as financial intermediaries in India: Cost of promotion, sustainability and impact. Hague, The Netherlands: CORDAID. (1.21 Mb pdf)
2014 statistical report: Credit unions worldwide. Washington, DC: WOCCU. (1.45 Mb pdf)
Woller, G. (2008).
Social Performance Map. Arlington, VA: SEEP.
This document provides a summary of the microfinance sector and is intended to equip stakeholders with information to allow them to address the important issues and make decisions related to social performance.
World Bank. (2017).
Infographic: Global Findex 2014 - financial inclusion.
World Savings Banks Institute. (2009).
Beyond microcredit: The role of savings banks in microfinance: experiences from Latin America, Africa and Asia. Brussels, Belgium: WSBI. (813K pdf)