Marie Michael Library

Title

Microsavings compared to other sources of funds

Author

Wisniwski, Sylvia

Description

This paper discusses various aspects of savings as a source of funds compared to other sources of funds as equity, commercial loans, grants and others. Starting with an examination of the liabilities structure of traditional banks and non-bank financial institutions, the specific risks involved in funds management are reviewed in a second step. Finally, the differences between the funding strategy of MFIs and traditional financial institutions are examined to provide insights into the existing obstacles for commercializing and "popularizing" the sources of funds in microfinance institutions.

File No

CGAP-W99/2

Agency

Consultative Group to Assist the Poorest (CGAP)

Date

1999

Subject(s)

Savings, Thrift

Pages

iii, 21

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